Track daily income
Record money coming in and keep a clear history of every entry.
Personal finance, kept personal
Khata Diary - SBM
Personal finance and budget management made clear.
Track daily income and expenses, create monthly budgets, analyze spending, view monthly reports, manage categories, and follow the 50/30/20 budgeting rule—all without connecting a bank account.
- No bank account required
- No credit card required
- Data never sold
Features
Everything you need to understand your money
Simple tools for individuals who want a clear daily view of their finances and a practical monthly plan.
Track daily expenses
Log everyday spending quickly and understand where your money goes.
Create monthly budgets
Set practical monthly limits and monitor progress throughout the month.
View spending analysis
See clear breakdowns that turn your transactions into useful insights.
View monthly reports
Review income, expenses, and budget performance in one place.
Manage categories
Organize transactions with categories that match your financial life.
Plan with the 50/30/20 budgeting rule
Organize your monthly income around needs, wants, and savings with a simple, understandable framework.
How it works
A straightforward path from entries to insights
You stay in control from the first transaction to an optional cloud backup.
- 01
Start without a bank account
No bank connection or credit card is required. Add income and expenses directly in the app.
- 02
Plan and understand
Create monthly budgets, manage categories, follow the 50/30/20 rule, and review reports.
- 03
Back up only if you choose
Sign in securely with Google to create or restore an optional backup in your Google Drive.
Privacy first
Your financial records belong to you
Your financial records are stored on your device unless you choose Google Drive Backup.
Local SQLite storage
Income, expenses, budgets, categories, and reports are stored locally in the application's private database on your device. No financial data is sold.
Secure authentication with Google Sign-In
- Simple, dependable daily tracking
- Local SQLite storage on your device
- Secure Google Sign-In authentication
- Optional Google Drive Backup
- You control when a backup is created or restored
- Personal and financial data is never sold
Google Drive Backup
Optional backup and restore—controlled by you
Google services are used only when you choose to sign in and use backup or restore.
Sign in securely
Google Sign-In authenticates your account. The app never receives your Google password.
Create a backup
Choose when to save an app backup to your own Google Drive. Backup is never required.
Restore when needed
Choose a backup from Google Drive to restore your data when you need it.
Why choose Khata Diary - SBM
Built for everyday personal money management
A focused experience for anyone who wants to budget with clarity without handing over bank credentials.
Easy daily tracking
Record income and expenses in a clear, focused experience.
You own your data
Records stay local unless you explicitly choose a backup.
No bank required
Track and plan without linking a financial institution.
Backup is optional
Google Drive backup and restore remain under your control.
Frequently asked questions
Clear answers about the app and your data
Important details about how the application works.
What is Khata Diary - SBM?
It is a personal finance and budget management application for recording daily income and expenses, creating monthly budgets, managing categories, and understanding spending through analysis and reports.
Does the app connect to my bank?
No. A bank account and credit card are not required. You enter and manage your financial records directly in the app.
Where is my financial data stored?
Your data is stored locally in a SQLite database on your device. It stays there unless you explicitly choose Google Drive Backup.
Is Google Drive Backup required?
No. Backup is optional and controlled by you. Google Sign-In is used securely when you choose to create or restore a backup in your own Google Drive.
Do you sell financial data?
No. We do not sell your personal or financial data. Your records remain on your device unless you choose to back them up.
What is the 50/30/20 budgeting rule?
It is a simple budgeting framework that helps divide income among needs, wants, and savings. The app helps you use this rule while planning your monthly budget.
Contact
Contact Khata Diary - SBM
Questions about Google Sign-In, Google Drive Backup, privacy, or account deletion? Contact our support team.